Compare Cards

Which card is right for you?

Compare the features and benefits of the Sears Financial™ MasterCard®, Sears Card and Sears Financial™ Voyage™ MasterCard®. Whichever card you choose, you’ll be on your way to collecting great rewards at Sears.

Sears Financial MasterCard

Sears Card

Sears Financial Voyage Mastercard

Sears Financial™ MasterCard® Sears Card Sears Financial™ Voyage™ MasterCard®
Worldwide Acceptance Accepted at Sears stores. Worldwide Acceptance
Receive a $30 Welcome Bonus* in Sears ClubTM Points (upon approval). Receive a $30 Welcome Bonus* in Sears ClubTM Points(upon approval) Get a $30 Welcome Bonus* in Sears ClubTM Points upon approval plus $25 in Sears Club Points on your first purchase.
Earn 2 Sears Club™ Points per $1 spent at Sears. Earn 2 Sears Club™ Points per $1 spent at Sears. Earn 3X Sears Club™ Points per $1 spent on Sears Travel purchases†
2X the points per $1 spent on Sears purchases†
1 point per $1 spent on all other purchases where MasterCard® is accepted.
Earn 1 point per $1 everywhere MasterCard® is accepted. Accepted at Sears stores. Earn 1.5 points per $1 spent on everyday gas, groceries and travel merchant purchases where MasterCard® is accepted.†^
1,000 points = $10 in free rewards at Sears. 1,000 points = $10 in free rewards at Sears. 1,000 points = $10 in free rewards at Sears and receive 1 point for every $1 spent everywhere MasterCard® is accepted.
Redeem towards almost anything at Sears or online at sears.ca – or donate them to Sears In Your Community. Redeem towards almost anything at Sears or online at sears.ca Redeem towards almost anything at a Sears store or online at sears.ca – or donate them to Sears In Your Community.
Get 24-hour cash access at thousands of ABMs around the globe. Use Sears Club™ Points to pay for all or part of your Sears Travel purchases, including taxes and surcharges.
• Collision Damage Waiver Insurance Coverage‡‡
• Optional Financing Plans
• Zero liability on unauthorized purchases‡‡‡
No annual fee No annual fee $39 annual fee
19.99% 29.90% 19.99%
Enjoy the freedom of spending with no foreign currency transaction charges – usually 2.5 percent – when travelling abroad or making online purchases on international sites. Accepted at Sears stores. Enjoy the freedom of spending with no foreign currency transaction charges – usually 2.5 percent – when travelling abroad or making online purchases on international sites.